Guide

Clear articles on Swiss traffic rules, fines and real estate.

Swiss VAT explained

Who pays VAT, how it is remitted and which rates apply.

Why returns earn returns, and what that does over long periods.

CHF 800 or CHF 5,000? What a Swiss move really costs — including handover-guaranteed cleaning.

CHF 40 or licence gone? The fixed-penalty ordinance explained — urban, rural, motorway.

Gross, net, equity: how to honestly work out the yield of a Swiss investment property.

Save monthly, wait decades, harvest: how compound interest works — with two worked examples.

8.1%, 2.6%, 3.8%: Swiss VAT rates since 2024 — and how to convert net and gross without errors.

BVG buy-ins, conversion rate and coordination: getting the most from the 2nd pillar — with an example.

OASI, UI, BVG, non-occupational accidents: what leaves Swiss gross pay — with a CHF 100,000 worked example.

Three levels, one tax multiplier and many deductions: how the Swiss tax system works, with a worked example.

How federal Ordnungsbussen work and why they are identical in every canton.

Fixed fines, the tolerance deduction and the line to a racing offence – the overview.